Client Profile
Client Profile
- Geographic Area: National; Emphasis on Southeast, Midsouth, and Northeast
- Transaction Size: $500M to $25 million
- Terms: (Up to) 100% advance, on 24-96 month terms on Equipment; 180 months on Commercial Real Estate; three years with typical advance on Lines of Credit at 80% of A/R and 50% of Inventory.
Transaction Types
- Commercial Real Estate Financing (including plant expansion, new acquisitions or refinance)
- Asset-Based Loans (Revolving Lines of Credit)
- Equipment Acquisition Financing
Client characteristics
- Traditional Middle Market Profile
- Historical Profitability and Debt Servicing Ability
- In Business a minimum of 3 years.
Collateral
- Accounts Receivable and Inventory.
- Equipment (all tangible personal property).
- Commercial Real Estate.
